Our Blog

What is holding you back?

If you want to understand what is holding you back when it comes to investments (either inside or outside of super) – I can tell you that it comes down to understanding risk. Nothing else is more important in this space but I can guarantee you that the reasons why you either are succeeding or […]

Save $1k, $5k or $10k in 1 year!

Have you got a specific goal in mind? Want to start investing, buy a house or go on that dream holiday? – these handy downloadable PDF’s will allow you to track where you’re at and give you the motivation to smash your savings goals. If you’ve never been able to save before, start small and […]

Back to the Future… here’s what I know.

At this point in the current Corona Virus – we know that many people are worried about their Super and Investments. I hear people say, “I’ve lost x amount” and it’s understandable that there is a certain element of fear. I want to explain why panic isn’t going to help and how fear comes from […]

Investment market cycles and investor sentiment

When it comes to investing, taking a rational approach can sometimes make all the difference to the accumulation and preservation of wealth over short, medium and long-term investment time horizons. Unfortunately, for some of us, there can often be a ‘behaviour gap’ between what we should do (rational approach) and what we actually do (irrational approach). [...]

The Personal Finance Roadmap and the Age of Distractions

Distractions are ever present in our daily lives. This may be more so the case than any other point in our history due to the emergence and development of the digital information age. Distractions can take many forms and arise from a diverse range of sources; however, there is often a common thread. A distraction, […]

Ageing and Health Status in Retirement: The Three Chapters

Australians, and people around the globe, are living longer than ever before due to an increased awareness and understanding of the factors that influence our life span, such as genetics, health care, workplace health and wellness, hygiene, diet and nutrition, exercise, and lifestyle. According to the latest statistics available from the Australian Bureau of Statistics*, a 65 […]

2018-19 Financial Year: Top 10 Legislative Updates

As we kick off the new financial year, we thought we would provide you with a list of the top 10 legislative updates that are due to take effect in the 2018-19 financial year – either on or after 1 July 2018. Please note: Some of the below listed legislative updates were proposed measures in the 2017-18 and 2018-19 Federal […]

The relationship between saving motives and saving habits

Before we dive in, take a moment to consider which of the following best describes you and your household in terms of your current saving habits? Save regularly by putting money aside each month. Spend regular income and save other income (such as investment income, bonuses etc.). Save the income of one family member and […]

Personal insurances: The risk probability/impact matrix

A vital part of wealth accumulation is putting appropriate strategies in place to manage risk. Importantly, this can involve multiple areas of your personal finances, for example, superannuation (e.g. retirement planning), investments (e.g. diversification and dollar-cost averaging), insurance planning (e.g. general and personal insurances) and estate planning (e.g. will and powers of attorney). In this article, we focus in on personal insurances and the management […]