Archive for Author: lifesumo

Investment market cycles and investor sentiment

When it comes to investing, taking a rational approach can sometimes make all the difference to the accumulation and preservation of wealth over short, medium and long-term investment time horizons. Unfortunately, for some of us, there can often be a ‘behaviour gap’ between what we should do (rational approach) and...

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Ageing and Health Status in Retirement: The Three Chapters

Australians, and people around the globe, are living longer than ever before due to an increased awareness and understanding of the factors that influence our life span, such as genetics, health care, workplace health and wellness, hygiene, diet and nutrition, exercise, and lifestyle. According to the latest statistics available from the...

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Personal insurances: The risk probability/impact matrix

A vital part of wealth accumulation is putting appropriate strategies in place to manage risk. Importantly, this can involve multiple areas of your personal finances, for example, superannuation (e.g. retirement planning), investments (e.g. diversification and dollar-cost averaging), insurance planning (e.g. general and personal insurances) and estate planning (e.g. will and powers of attorney). In this article, we focus in...

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